Credit Card & Personal Finance Statistics in 05445
Credit Card Debt in 05445
- 05445 Credit Card Debt
-
- The estimated average credit card debt for 05445 residents is $4,693. [1]
- Average credit card debt amount in Vermont (all cities) is
5% less than the national average of $4,965.
- Collectively, Vermont cities rank 34th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 05445
05445 Credit Scores
- Credit Scores in 05445
-
- Residents of 05445 (VT) have an estimated average credit score of 721. [3]
- The average credit score in Vermont (all cities) is
3.59% greater than the national average score of 696.
- Vermont collectively ranks 2nd in the U.S. in average credit score of residents. [3]
More 05445 (Charlotte, VT) Credit Stats
- Credit card delinquency rates in Vermont [2]
-
- Vermont residents (all cities) rank 40th in the U.S. with a rate that
is 21% less than the national average of 0.57%.
- Cardholders in 05445 who are more than 90 days late on payments
-
- Vermont Rate: 0.45%
- National Average: 0.57%
- Statute of limitations for credit card debt in 05445 [4]
-
- 05445 (Vermont) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 05445 (Charlotte, VT)
Recent credit card complaints originating from consumers in 05445, VT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 05445
| Complaint Issue |
Number of Complaints* |
| Applying for a mortgage or refinancing an existing mortgage |
1 |
| Problem with a credit reporting company's investigation |
1 |
| Problem with a purchase shown on your statement |
1 |
* Total 2021 - 2024 (current)
Additional information about Vermont
About 05445
05445 is associated with the city of Charlotte, which is located in Chittenden County in the state of Vermont. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Vermont
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
