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Comprehensive Local Credit Card Guide

Credit Cards in 05602 (Montpelier, VT)

Credit Card Debt in 05602

^ Average credit card debt in 05602 is approximately $4,693, based on overall Vermont data. [1]

Credit Card Delinquency in 05602

^ Based on overall Vermont data, the credit card delinquency rate in Montpelier is approximately 0.45%. [2]

Credit Scores in 05602

^ The average credit score in Montpelier is approximately 721, based on collective Vermont data. [3]

VT Credit Cards

Credit Card & Personal Finance Statistics in 05602

Credit Card Debt in 05602


  • 05602 Credit Card Debt
    • The estimated average credit card debt for 05602 residents is $4,693. [1]
    • Average credit card debt amount in Vermont (all cities) is 5% less than the national average of $4,965.
    • Collectively, Vermont cities rank 34th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 05602


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05602 Credit Scores


  • Credit Scores in 05602
    • Residents of 05602 (VT) have an estimated average credit score of 721. [3]
    • The average credit score in Vermont (all cities) is 3.59% greater than the national average score of 696.
    • Vermont collectively ranks 2nd in the U.S. in average credit score of residents. [3]

More 05602 (Montpelier, VT) Credit Stats

  • Credit card delinquency rates in Vermont [2]
    • Vermont residents (all cities) rank 40th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 05602 who are more than 90 days late on payments
    • Vermont Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 05602 [4]
    • 05602 (Vermont) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 05602 (Montpelier, VT)

Recent credit card complaints originating from consumers in 05602, VT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 05602

Complaint Issue Number of Complaints*
Dealing with your lender or servicer 1
Getting a credit card 1
Incorrect information on your report 1
Managing an account 1
Problem caused by your funds being low 1
Other 2
* Total 2021 - 2024 (current)

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Additional information about Vermont

About 05602

05602 is associated with the city of Montpelier, which is located in Washington County in the state of Vermont. [6]

VT Credit Cards

05602 Credit Cards

For more information about 05602 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Vermont


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Cities in VT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Vermont State Legislature

5. ^ Consumer financial complaints in 05602

6. ^ United States Census Bureau