Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 05744 (Florence, VT)

Credit Card Debt in 05744

^ Average credit card debt in 05744 is approximately $4,693, based on overall Vermont data. [1]

Credit Card Delinquency in 05744

^ Based on overall Vermont data, the credit card delinquency rate in Florence is approximately 0.45%. [2]

Credit Scores in 05744

^ The average credit score in Florence is approximately 721, based on collective Vermont data. [3]

VT Credit Cards

Credit Card & Personal Finance Statistics in 05744

Credit Card Debt in 05744


  • 05744 Credit Card Debt
    • The estimated average credit card debt for 05744 residents is $4,693. [1]
    • Average credit card debt amount in Vermont (all cities) is 5% less than the national average of $4,965.
    • Collectively, Vermont cities rank 34th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 05744


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


05744 Credit Scores


  • Credit Scores in 05744
    • Residents of 05744 (VT) have an estimated average credit score of 721. [3]
    • The average credit score in Vermont (all cities) is 3.59% greater than the national average score of 696.
    • Vermont collectively ranks 2nd in the U.S. in average credit score of residents. [3]

More 05744 (Florence, VT) Credit Stats

  • Credit card delinquency rates in Vermont [2]
    • Vermont residents (all cities) rank 40th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 05744 who are more than 90 days late on payments
    • Vermont Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 05744 [4]
    • 05744 (Vermont) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 05744 (Florence, VT)

Recent credit card complaints originating from consumers in 05744, VT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 05744

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Vermont

About 05744

05744 is associated with the city of Florence, which is located in Rutland County in the state of Vermont. [6]

VT Credit Cards

05744 Credit Cards

For more information about 05744 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Vermont


Go

Cities in VT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Vermont State Legislature

5. ^ Consumer financial complaints in 05744

6. ^ United States Census Bureau