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Comprehensive Local Credit Card Guide

Credit Cards in 05851 (Lyndonville, VT)

Credit Card Debt in 05851

^ Average credit card debt in 05851 is approximately $4,693, based on overall Vermont data. [1]

Credit Card Delinquency in 05851

^ Based on overall Vermont data, the credit card delinquency rate in Lyndonville is approximately 0.45%. [2]

Credit Scores in 05851

^ The average credit score in Lyndonville is approximately 721, based on collective Vermont data. [3]

VT Credit Cards

Credit Card & Personal Finance Statistics in 05851

Credit Card Debt in 05851


  • 05851 Credit Card Debt
    • The estimated average credit card debt for 05851 residents is $4,693. [1]
    • Average credit card debt amount in Vermont (all cities) is 5% less than the national average of $4,965.
    • Collectively, Vermont cities rank 34th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 05851


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05851 Credit Scores


  • Credit Scores in 05851
    • Residents of 05851 (VT) have an estimated average credit score of 721. [3]
    • The average credit score in Vermont (all cities) is 3.59% greater than the national average score of 696.
    • Vermont collectively ranks 2nd in the U.S. in average credit score of residents. [3]

More 05851 (Lyndonville, VT) Credit Stats

  • Credit card delinquency rates in Vermont [2]
    • Vermont residents (all cities) rank 40th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 05851 who are more than 90 days late on payments
    • Vermont Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 05851 [4]
    • 05851 (Vermont) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 05851 (Lyndonville, VT)

Recent credit card complaints originating from consumers in 05851, VT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 05851

Complaint Issue Number of Complaints*
Improper use of your report 6
Dealing with your lender or servicer 4
Trouble during payment process 1
* Total 2021 - 2024 (current)

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Additional information about Vermont

About 05851

05851 is associated with the city of Lyndonville, which is located in Caledonia County in the state of Vermont. [6]

VT Credit Cards

05851 Credit Cards

For more information about 05851 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Vermont


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Cities in VT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Vermont State Legislature

5. ^ Consumer financial complaints in 05851

6. ^ United States Census Bureau