Comprehensive Local Credit Card Guide

Credit Cards in 20171 (Herndon, VA)

Credit Card Debt in 20171

^ Average credit card debt in 20171 is approximately $5,329, based on overall Virginia data. ^[1]

Credit Card Delinquency in 20171

^ Based on overall Virginia data, the credit card delinquency rate in Herndon is approximately 0.53%. ^[2]

Credit Scores in 20171

^ The average credit score in Herndon is approximately 701, based on collective Virginia data. ^[3]

Credit Card & Personal Finance Statistics in 20171

Credit Card Debt in 20171

20171 Credit Card Debt
- The estimated average credit card debt for 20171 residents is $5,329. ^[1]
- Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 20171

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20171 Credit Scores

Credit Scores in 20171
- Residents of 20171 (VA) have an estimated average credit score of 701. ^[3]
- The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. ^[3]

More 20171 (Herndon, VA) Credit Stats

Credit card delinquency rates in Virginia ^[2]
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 20171 who are more than 90 days late on payments
- Virginia Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 20171 ^[4]
- 20171 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 20171 (Herndon, VA)

Recent credit card complaints originating from consumers in 20171, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 20171

Complaint Issue	Number of Complaints*
Incorrect information on your report	280
Improper use of your report	237
Problem with a company's investigation into an existing problem	78
Problem with a credit reporting company's investigation	50
Attempts to collect debt not owed	31
Other	174

* Total 2021 - 2024 (current)

Additional information about Virginia

About 20171

20171 is associated with the city of Herndon, which is located in Fairfax County in the state of Virginia. ^[6]

20171 Credit Cards

For more information about 20171 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Virginia

Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 20171

6. ^ United States Census Bureau