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Comprehensive Local Credit Card Guide

Credit Cards in 22623 (Chester Gap, VA)

Credit Card Debt in 22623

^ Average credit card debt in 22623 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 22623

^ Based on overall Virginia data, the credit card delinquency rate in Chester Gap is approximately 0.53%. [2]

Credit Scores in 22623

^ The average credit score in Chester Gap is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 22623

Credit Card Debt in 22623


  • 22623 Credit Card Debt
    • The estimated average credit card debt for 22623 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 22623


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22623 Credit Scores


  • Credit Scores in 22623
    • Residents of 22623 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 22623 (Chester Gap, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 22623 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 22623 [4]
    • 22623 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 22623 (Chester Gap, VA)

Recent credit card complaints originating from consumers in 22623, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 22623

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 2
Advertising and marketing, including promotional offers 1
* Total 2021 - 2024 (current)

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Additional information about Virginia

About 22623

22623 is associated with the city of Chester Gap, which is located in Rappahannock County in the state of Virginia. [6]

VA Credit Cards

22623 Credit Cards

For more information about 22623 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 22623

6. ^ United States Census Bureau