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Comprehensive Local Credit Card Guide

Credit Cards in 98101 (Seattle, WA)

Credit Card Debt in 98101

^ Average credit card debt in 98101 is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in 98101

^ Based on overall Washington data, the credit card delinquency rate in Seattle is approximately 0.4%. [2]

Credit Scores in 98101

^ The average credit score in Seattle is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Credit Card & Personal Finance Statistics in 98101

Credit Card Debt in 98101


  • 98101 Credit Card Debt
    • The estimated average credit card debt for 98101 residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 98101


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98101 Credit Scores


  • Credit Scores in 98101
    • Residents of 98101 (WA) have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More 98101 (Seattle, WA) Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 98101 who are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 98101 [4]
    • 98101 (Washington) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 98101 (Seattle, WA)

Recent credit card complaints originating from consumers in 98101, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 98101

Complaint Issue Number of Complaints*
Incorrect information on your report 21
Problem with a credit reporting company's investigation 10
Improper use of your report 8
Managing an account 8
Attempts to collect debt not owed 4
Other 25
* Total 2021 - 2024 (current)

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Additional information about Washington

About 98101

98101 is associated with the city of Seattle, which is located in King County in the state of Washington. [6]

WA Credit Cards

98101 Credit Cards

For more information about 98101 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Washington


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Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer financial complaints in 98101

6. ^ United States Census Bureau