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Comprehensive Local Credit Card Guide

Credit Cards in 98439 (Lakewood, WA)

Credit Card Debt in 98439

^ Average credit card debt in 98439 is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in 98439

^ Based on overall Washington data, the credit card delinquency rate in Lakewood is approximately 0.4%. [2]

Credit Scores in 98439

^ The average credit score in Lakewood is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Credit Card & Personal Finance Statistics in 98439

Credit Card Debt in 98439


  • 98439 Credit Card Debt
    • The estimated average credit card debt for 98439 residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 98439


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98439 Credit Scores


  • Credit Scores in 98439
    • Residents of 98439 (WA) have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More 98439 (Lakewood, WA) Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 98439 who are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 98439 [4]
    • 98439 (Washington) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 98439 (Lakewood, WA)

Recent credit card complaints originating from consumers in 98439, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 98439

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 5
Improper use of your report 3
Attempts to collect debt not owed 2
False statements or representation 1
Incorrect information on your report 1
* Total 2021 - 2024 (current)

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Additional information about Washington

About 98439

98439 is associated with the city of Lakewood, which is located in Pierce County in the state of Washington. [6]

WA Credit Cards

98439 Credit Cards

For more information about 98439 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Washington


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Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer financial complaints in 98439

6. ^ United States Census Bureau