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Comprehensive Local Credit Card Guide

Credit Cards in 98496 (Lakewood, WA)

Credit Card Debt in 98496

^ Average credit card debt in 98496 is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in 98496

^ Based on overall Washington data, the credit card delinquency rate in Lakewood is approximately 0.4%. [2]

Credit Scores in 98496

^ The average credit score in Lakewood is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Credit Card & Personal Finance Statistics in 98496

Credit Card Debt in 98496


  • 98496 Credit Card Debt
    • The estimated average credit card debt for 98496 residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 98496


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98496 Credit Scores


  • Credit Scores in 98496
    • Residents of 98496 (WA) have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More 98496 (Lakewood, WA) Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 98496 who are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 98496 [4]
    • 98496 (Washington) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 98496 (Lakewood, WA)

Recent credit card complaints originating from consumers in 98496, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 98496

Complaint Issue Number of Complaints*
Incorrect information on your report 4
Improper use of your report 2
Struggling to pay mortgage 1
* Total 2021 - 2024 (current)

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Additional information about Washington

About 98496

98496 is associated with the city of Lakewood, which is located in Pierce County in the state of Washington. [6]

WA Credit Cards

98496 Credit Cards

For more information about 98496 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Washington


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Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer financial complaints in 98496

6. ^ United States Census Bureau