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Comprehensive Local Credit Card Guide

Credit Cards in 98516 (Olympia, WA)

Credit Card Debt in 98516

^ Average credit card debt in 98516 is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in 98516

^ Based on overall Washington data, the credit card delinquency rate in Olympia is approximately 0.4%. [2]

Credit Scores in 98516

^ The average credit score in Olympia is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Credit Card & Personal Finance Statistics in 98516

Credit Card Debt in 98516


  • 98516 Credit Card Debt
    • The estimated average credit card debt for 98516 residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 98516


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98516 Credit Scores


  • Credit Scores in 98516
    • Residents of 98516 (WA) have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More 98516 (Olympia, WA) Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 98516 who are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 98516 [4]
    • 98516 (Washington) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 98516 (Olympia, WA)

Recent credit card complaints originating from consumers in 98516, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 98516

Complaint Issue Number of Complaints*
Incorrect information on your report 30
Improper use of your report 27
Problem with a credit reporting company's investigation 27
Attempts to collect debt not owed 20
Written notification about debt 13
Other 31
* Total 2021 - 2024 (current)

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Additional information about Washington

About 98516

98516 is associated with the city of Olympia, which is located in Thurston County in the state of Washington. [6]

WA Credit Cards

98516 Credit Cards

For more information about 98516 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Washington


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer financial complaints in 98516

6. ^ United States Census Bureau