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Comprehensive Local Credit Card Guide

Credit Cards in 99223 (Spokane, WA)

Credit Card Debt in 99223

^ Average credit card debt in 99223 is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in 99223

^ Based on overall Washington data, the credit card delinquency rate in Spokane is approximately 0.4%. [2]

Credit Scores in 99223

^ The average credit score in Spokane is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Credit Card & Personal Finance Statistics in 99223

Credit Card Debt in 99223


  • 99223 Credit Card Debt
    • The estimated average credit card debt for 99223 residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 99223


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99223 Credit Scores


  • Credit Scores in 99223
    • Residents of 99223 (WA) have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More 99223 (Spokane, WA) Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 99223 who are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 99223 [4]
    • 99223 (Washington) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 99223 (Spokane, WA)

Recent credit card complaints originating from consumers in 99223, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 99223

Complaint Issue Number of Complaints*
Incorrect information on your report 26
Improper use of your report 21
Problem with a credit reporting company's investigation 14
Managing an account 11
Problem with a company's investigation into an existing problem 10
Other 32
* Total 2021 - 2024 (current)

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Additional information about Washington

About 99223

99223 is associated with the city of Spokane, which is located in Spokane County in the state of Washington. [6]

WA Credit Cards

99223 Credit Cards

For more information about 99223 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Washington


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Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer financial complaints in 99223

6. ^ United States Census Bureau