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Comprehensive Local Credit Card Guide

Ephrata Credit Cards

Credit Card Debt in Ephrata

^ Average credit card debt in Ephrata is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in Ephrata

^ Based on overall WA data, the credit card delinquency rate in Ephrata is approximately 0.4%. [2]

Credit Scores in Ephrata

^ The average credit score in Ephrata is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Ephrata, WA Credit Card & Personal Finance Statistics

Ephrata Credit Card Debt


  • Credit Card Debt in Ephrata
    • The estimated average credit card debt for Ephrata residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

Ephrata Credit Card Calculator


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Ephrata Credit Scores


  • Credit Scores in Ephrata
    • Residents of Ephrata, WA have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More Ephrata, WA Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Ephrata cardholders that are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ephrata [4]
    • Ephrata (Washington) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Washington

About Ephrata

Ephrata is a city located in Grant County in the state of Washington, and has a population of approximately 7,664. [6]

WA Credit Cards

Ephrata Credit Cards

For more information about Ephrata credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in WA

ZIP Codes in Washington


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau