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Comprehensive Local Credit Card Guide

Oak Harbor Credit Cards

Credit Card Debt in Oak Harbor

^ Average credit card debt in Oak Harbor is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in Oak Harbor

^ Based on overall WA data, the credit card delinquency rate in Oak Harbor is approximately 0.4%. [2]

Credit Scores in Oak Harbor

^ The average credit score in Oak Harbor is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Oak Harbor, WA Credit Card & Personal Finance Statistics

Oak Harbor Credit Card Debt


  • Credit Card Debt in Oak Harbor
    • The estimated average credit card debt for Oak Harbor residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

Oak Harbor Credit Card Calculator


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Oak Harbor Credit Scores


  • Credit Scores in Oak Harbor
    • Residents of Oak Harbor, WA have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More Oak Harbor, WA Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Oak Harbor cardholders that are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oak Harbor [4]
    • Oak Harbor (Washington) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Washington

About Oak Harbor

Oak Harbor is a city located in Island County in the state of Washington, and has a population of approximately 22,075. [6]

WA Credit Cards

Oak Harbor Credit Cards

For more information about Oak Harbor credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in WA

ZIP Codes in Washington


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau