Credit Card & Personal Finance Statistics in 35236
Credit Card Debt in 35236
- 35236 Credit Card Debt
-
- The estimated average credit card debt for 35236 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 35236
35236 Credit Scores
- Credit Scores in 35236
-
- Residents of 35236 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 35236 (Birmingham, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 35236 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 35236 [4]
-
- 35236 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 35236 (Birmingham, AL)
Recent credit card complaints originating from consumers in 35236, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 35236
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
9 |
| Written notification about debt |
3 |
| Attempts to collect debt not owed |
1 |
| False statements or representation |
1 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 35236
35236 is associated with the city of Birmingham, which is located in Jefferson County in the state of Alabama. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
