Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 35236 (Birmingham, AL)

Credit Card Debt in 35236

^ Average credit card debt in 35236 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35236

^ Based on overall Alabama data, the credit card delinquency rate in Birmingham is approximately 0.77%. [2]

Credit Scores in 35236

^ The average credit score in Birmingham is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35236

Credit Card Debt in 35236


  • 35236 Credit Card Debt
    • The estimated average credit card debt for 35236 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35236


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


35236 Credit Scores


  • Credit Scores in 35236
    • Residents of 35236 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35236 (Birmingham, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35236 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35236 [4]
    • 35236 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 35236 (Birmingham, AL)

Recent credit card complaints originating from consumers in 35236, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 35236

Complaint Issue Number of Complaints*
Incorrect information on your report 2
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Alabama

About 35236

35236 is associated with the city of Birmingham, which is located in Jefferson County in the state of Alabama. [6]

AL Credit Cards

35236 Credit Cards

For more information about 35236 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Alabama


Go

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35236

6. ^ United States Census Bureau