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Comprehensive Local Credit Card Guide

Credit Cards in 35283 (Birmingham, AL)

Credit Card Debt in 35283

^ Average credit card debt in 35283 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35283

^ Based on overall Alabama data, the credit card delinquency rate in Birmingham is approximately 0.77%. [2]

Credit Scores in 35283

^ The average credit score in Birmingham is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35283

Credit Card Debt in 35283


  • 35283 Credit Card Debt
    • The estimated average credit card debt for 35283 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35283


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35283 Credit Scores


  • Credit Scores in 35283
    • Residents of 35283 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35283 (Birmingham, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35283 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35283 [4]
    • 35283 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About 35283

35283 is associated with the city of Birmingham, which is located in Jefferson County in the state of Alabama. [6]

AL Credit Cards

35283 Credit Cards

For more information about 35283 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau