Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 35760 (New Hope, AL)

Credit Card Debt in 35760

^ Average credit card debt in 35760 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35760

^ Based on overall Alabama data, the credit card delinquency rate in New Hope is approximately 0.77%. [2]

Credit Scores in 35760

^ The average credit score in New Hope is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35760

Credit Card Debt in 35760


  • 35760 Credit Card Debt
    • The estimated average credit card debt for 35760 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35760


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


35760 Credit Scores


  • Credit Scores in 35760
    • Residents of 35760 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35760 (New Hope, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35760 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35760 [4]
    • 35760 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 35760 (New Hope, AL)

Recent credit card complaints originating from consumers in 35760, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 35760

Complaint Issue Number of Complaints*
Written notification about debt 2
Trouble during payment process 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Alabama

About 35760

35760 is associated with the city of New Hope, which is located in Madison County in the state of Alabama. [6]

AL Credit Cards

35760 Credit Cards

For more information about 35760 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Alabama


Go

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35760

6. ^ United States Census Bureau