Credit Card & Personal Finance Statistics in 36005
Credit Card Debt in 36005
- 36005 Credit Card Debt
-
- The estimated average credit card debt for 36005 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 36005
36005 Credit Scores
- Credit Scores in 36005
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- Residents of 36005 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 36005 (Banks, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 36005 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 36005 [4]
-
- 36005 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 36005 (Banks, AL)
Recent credit card complaints originating from consumers in 36005, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 36005
Complaint Issue |
Number of Complaints* |
Problem with a credit reporting company's investigation |
11 |
Incorrect information on your report |
4 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 36005
36005 is associated with the city of Banks, which is located in Pike County in the state of Alabama. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax