Credit Card & Personal Finance Statistics in 36439
Credit Card Debt in 36439
- 36439 Credit Card Debt
- The estimated average credit card debt for 36439 residents is $4,817. 
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. 
Credit Card Calculator for 36439
36439 Credit Scores
- Credit Scores in 36439
- Residents of 36439 (AL) have an estimated average credit score of 675. 
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. 
More 36439 (Excel, AL) Credit Stats
- Credit card delinquency rates in Alabama 
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 36439 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 36439 
- 36439 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Additional information about Alabama
36439 is associated with the city of Excel, which is located in Monroe County in the state of Alabama. 
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Alabama State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau