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Comprehensive Local Credit Card Guide

Credit Cards in 36742 (Gallion, AL)

Credit Card Debt in 36742

^ Average credit card debt in 36742 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36742

^ Based on overall Alabama data, the credit card delinquency rate in Gallion is approximately 0.77%. [2]

Credit Scores in 36742

^ The average credit score in Gallion is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36742

Credit Card Debt in 36742


  • 36742 Credit Card Debt
    • The estimated average credit card debt for 36742 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36742


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36742 Credit Scores


  • Credit Scores in 36742
    • Residents of 36742 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36742 (Gallion, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36742 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36742 [4]
    • 36742 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About 36742

36742 is associated with the city of Gallion, which is located in Hale County in the state of Alabama. [6]

AL Credit Cards

36742 Credit Cards

For more information about 36742 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau