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Comprehensive Local Credit Card Guide

Credit Cards in 36802 (Opelika, AL)

Credit Card Debt in 36802

^ Average credit card debt in 36802 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36802

^ Based on overall Alabama data, the credit card delinquency rate in Opelika is approximately 0.77%. [2]

Credit Scores in 36802

^ The average credit score in Opelika is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36802

Credit Card Debt in 36802


  • 36802 Credit Card Debt
    • The estimated average credit card debt for 36802 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36802


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36802 Credit Scores


  • Credit Scores in 36802
    • Residents of 36802 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36802 (Opelika, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36802 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36802 [4]
    • 36802 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36802 (Opelika, AL)

Recent credit card complaints originating from consumers in 36802, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 36802

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 36802

36802 is associated with the city of Opelika, which is located in Lee County in the state of Alabama. [6]

AL Credit Cards

36802 Credit Cards

For more information about 36802 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36802

6. ^ United States Census Bureau