Comprehensive Local Credit Card Guide

Credit Cards in 99701 (Fairbanks, AK)

Credit Card Debt in 99701

^ Average credit card debt in 99701 is approximately $6,910, based on overall Alaska data. ^[1]

Credit Card Delinquency in 99701

^ Based on overall Alaska data, the credit card delinquency rate in Fairbanks is approximately 0.42%. ^[2]

Credit Scores in 99701

^ The average credit score in Fairbanks is approximately 705, based on collective Alaska data. ^[3]

Credit Card & Personal Finance Statistics in 99701

Credit Card Debt in 99701

99701 Credit Card Debt
- The estimated average credit card debt for 99701 residents is $6,910. ^[1]
- Average credit card debt amount in Alaska (all cities) is 39% greater than the national average of $4,965.
- Collectively, Alaska cities rank 1st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 99701

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99701 Credit Scores

Credit Scores in 99701
- Residents of 99701 (AK) have an estimated average credit score of 705. ^[3]
- The average credit score in Alaska (all cities) is 1.29% greater than the national average score of 696.
- Alaska collectively ranks 22nd in the U.S. in average credit score of residents. ^[3]

More 99701 (Fairbanks, AK) Credit Stats

Credit card delinquency rates in Alaska ^[2]
- Alaska residents (all cities) rank 42nd in the U.S. with a rate that is 26% less than the national average of 0.57%.

Cardholders in 99701 who are more than 90 days late on payments
- Alaska Rate: 0.42%
- National Average: 0.57%

Statute of limitations for credit card debt in 99701 ^[4]
- 99701 (Alaska) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 99701 (Fairbanks, AK)

Recent credit card complaints originating from consumers in 99701, AK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 99701

Complaint Issue	Number of Complaints*
Incorrect information on your report	45
Problem with a company's investigation into an existing problem	38
Improper use of your report	32
Problem with a credit reporting company's investigation	4
Written notification about debt	4
Other	7

* Total 2021 - 2024 (current)

Additional information about Alaska

About 99701

99701 is associated with the city of Fairbanks, which is located in Fairbanks North Star County in the state of Alaska. ^[6]

99701 Credit Cards

For more information about 99701 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Alaska

Cities in AK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alaska State Legislature

5. ^ Consumer financial complaints in 99701

6. ^ United States Census Bureau