Comprehensive Local Credit Card Guide

Credit Cards in 99723 (Barrow, AK)

Credit Card Debt in 99723

^ Average credit card debt in 99723 is approximately $6,910, based on overall Alaska data. ^[1]

Credit Card Delinquency in 99723

^ Based on overall Alaska data, the credit card delinquency rate in Barrow is approximately 0.42%. ^[2]

Credit Scores in 99723

^ The average credit score in Barrow is approximately 705, based on collective Alaska data. ^[3]

Credit Card & Personal Finance Statistics in 99723

Credit Card Debt in 99723

99723 Credit Card Debt
- The estimated average credit card debt for 99723 residents is $6,910. ^[1]
- Average credit card debt amount in Alaska (all cities) is 39% greater than the national average of $4,965.
- Collectively, Alaska cities rank 1st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 99723

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99723 Credit Scores

Credit Scores in 99723
- Residents of 99723 (AK) have an estimated average credit score of 705. ^[3]
- The average credit score in Alaska (all cities) is 1.29% greater than the national average score of 696.
- Alaska collectively ranks 22nd in the U.S. in average credit score of residents. ^[3]

More 99723 (Barrow, AK) Credit Stats

Credit card delinquency rates in Alaska ^[2]
- Alaska residents (all cities) rank 42nd in the U.S. with a rate that is 26% less than the national average of 0.57%.

Cardholders in 99723 who are more than 90 days late on payments
- Alaska Rate: 0.42%
- National Average: 0.57%

Statute of limitations for credit card debt in 99723 ^[4]
- 99723 (Alaska) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 99723 (Barrow, AK)

Recent credit card complaints originating from consumers in 99723, AK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 99723

Complaint Issue	Number of Complaints*
Incorrect information on your report	38
Improper use of your report	18
Problem with a credit reporting company's investigation	3
Problem with a company's investigation into an existing problem	2
Problem with a purchase shown on your statement	2

* Total 2021 - 2024 (current)

Additional information about Alaska

About 99723

99723 is associated with the city of Barrow, which is located in North Slope County in the state of Alaska. ^[6]

99723 Credit Cards

For more information about 99723 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Alaska

Cities in AK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alaska State Legislature

5. ^ Consumer financial complaints in 99723

6. ^ United States Census Bureau