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Comprehensive Local Credit Card Guide

Credit Cards in 85005 (Phoenix, AZ)

Credit Card Debt in 85005

^ Average credit card debt in 85005 is approximately $5,011, based on overall Arizona data. [1]

Credit Card Delinquency in 85005

^ Based on overall Arizona data, the credit card delinquency rate in Phoenix is approximately 0.56%. [2]

Credit Scores in 85005

^ The average credit score in Phoenix is approximately 691, based on collective Arizona data. [3]

AZ Credit Cards

Credit Card & Personal Finance Statistics in 85005

Credit Card Debt in 85005


  • 85005 Credit Card Debt
    • The estimated average credit card debt for 85005 residents is $5,011. [1]
    • Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
    • Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 85005


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85005 Credit Scores


  • Credit Scores in 85005
    • Residents of 85005 (AZ) have an estimated average credit score of 691. [3]
    • The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
    • Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]

More 85005 (Phoenix, AZ) Credit Stats

  • Credit card delinquency rates in Arizona [2]
    • Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 85005 who are more than 90 days late on payments
    • Arizona Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 85005 [4]
    • 85005 (Arizona) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 85005 (Phoenix, AZ)

Recent credit card complaints originating from consumers in 85005, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 85005

Complaint Issue Number of Complaints*
Unable to get your credit report or credit score 2
Written notification about debt 2
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about Arizona

About 85005

85005 is associated with the city of Phoenix, which is located in Maricopa County in the state of Arizona. [6]

AZ Credit Cards

85005 Credit Cards

For more information about 85005 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Arizona


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Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer financial complaints in 85005

6. ^ United States Census Bureau