Comprehensive Local Credit Card Guide

Credit Cards in 86313 (Prescott, AZ)

Credit Card Debt in 86313

^ Average credit card debt in 86313 is approximately $5,011, based on overall Arizona data. ^[1]

Credit Card Delinquency in 86313

^ Based on overall Arizona data, the credit card delinquency rate in Prescott is approximately 0.56%. ^[2]

Credit Scores in 86313

^ The average credit score in Prescott is approximately 691, based on collective Arizona data. ^[3]

Credit Card & Personal Finance Statistics in 86313

Credit Card Debt in 86313

86313 Credit Card Debt
- The estimated average credit card debt for 86313 residents is $5,011. ^[1]
- Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
- Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 86313

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86313 Credit Scores

Credit Scores in 86313
- Residents of 86313 (AZ) have an estimated average credit score of 691. ^[3]
- The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
- Arizona collectively ranks 35th in the U.S. in average credit score of residents. ^[3]

More 86313 (Prescott, AZ) Credit Stats

Credit card delinquency rates in Arizona ^[2]
- Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 86313 who are more than 90 days late on payments
- Arizona Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 86313 ^[4]
- 86313 (Arizona) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 86313 (Prescott, AZ)

Recent credit card complaints originating from consumers in 86313, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 86313

Complaint Issue	Number of Complaints*
Attempts to collect debt not owed	1
Problem caused by your funds being low	1

* Total 2021 - 2024 (current)

Additional information about Arizona

About 86313

86313 is associated with the city of Prescott, which is located in Yavapai County in the state of Arizona. ^[6]

86313 Credit Cards

For more information about 86313 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Arizona

Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer financial complaints in 86313

6. ^ United States Census Bureau