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Comprehensive Local Credit Card Guide

Credit Cards in 92705 (Santa Ana, CA)

Credit Card Debt in 92705

^ Average credit card debt in 92705 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 92705

^ Based on overall California data, the credit card delinquency rate in Santa Ana is approximately 0.5%. [2]

Credit Scores in 92705

^ The average credit score in Santa Ana is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 92705

Credit Card Debt in 92705


  • 92705 Credit Card Debt
    • The estimated average credit card debt for 92705 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 92705


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92705 Credit Scores


  • Credit Scores in 92705
    • Residents of 92705 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 92705 (Santa Ana, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 92705 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 92705 [4]
    • 92705 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 92705 (Santa Ana, CA)

Recent credit card complaints originating from consumers in 92705, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 2, 2013
92705
Transaction issue
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Apr 26, 2012
92705
APR or interest rate
CITIBANK, N.A.
Closed without relief
Yes
Yes
Jan 23, 2015
92705
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Jan 8, 2014
92705
Closing/Cancelling account
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Dec 1, 2016
92705
Credit determination
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Mar 4, 2015
92705
APR or interest rate
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Oct 1, 2013
92705
Other
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Dec 21, 2011
92705
Late fee
AMERICAN EXPRESS COMPANY
Closed without relief
Yes
No
Jul 13, 2015
92705
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Jun 2, 2014
92705
Other
BARCLAYS BANK DELAWARE
Closed with non-monetary relief
Yes
No
Dec 19, 2011
92705
Late fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No
May 1, 2014
92705
Other
DISCOVER BANK
Closed with explanation
Yes
No

Local financial institutions in or near 92705

Banks in or near 92705 (Santa Ana, CA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 92705 produced no matches.

ATMs in or near 92705 (Santa Ana, CA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 92705 produced no matches.

Credit Unions in or near 92705 (Santa Ana, CA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 92705 produced no matches.

Household Income Statistics in 92705

Income: 92705 vs. California

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Income Breakdown in 92705

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Income: 92705 vs. Nation

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Additional information about California

About 92705

92705 is associated with the city of Santa Ana, which is located in Orange County in the state of California. [6]

CA Credit Cards

92705 Credit Cards

For more information about 92705 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau