Comprehensive Local Credit Card Guide

Credit Cards in 92705 (Santa Ana, CA)

Credit Card Debt in 92705

^ Average credit card debt in 92705 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 92705

^ Based on overall California data, the credit card delinquency rate in Santa Ana is approximately 0.5%. ^[2]

Credit Scores in 92705

^ The average credit score in Santa Ana is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 92705

Credit Card Debt in 92705

92705 Credit Card Debt
- The estimated average credit card debt for 92705 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 92705

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92705 Credit Scores

Credit Scores in 92705
- Residents of 92705 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 92705 (Santa Ana, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 92705 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 92705 ^[4]
- 92705 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 92705 (Santa Ana, CA)

Recent credit card complaints originating from consumers in 92705, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Date Complaint Filed	ZIP of Complaint	Type of Complaint	Company	Status of Complaint	Timely response?	Consumer disputed?
May 2, 2013	92705	Transaction issue	CAPITAL ONE FINANCIAL CORPORATION	Closed with explanation	Yes	No
Apr 26, 2012	92705	APR or interest rate	CITIBANK, N.A.	Closed without relief	Yes	Yes
Jan 23, 2015	92705	Rewards	AMERICAN EXPRESS COMPANY	Closed with explanation	Yes	Yes
Jan 8, 2014	92705	Closing/Cancelling account	WELLS FARGO & COMPANY	Closed with explanation	Yes	No
Dec 1, 2016	92705	Credit determination	SYNCHRONY FINANCIAL	Closed with explanation	Yes	No
Mar 4, 2015	92705	APR or interest rate	WELLS FARGO & COMPANY	Closed with explanation	Yes	No
Oct 1, 2013	92705	Other	AMERICAN EXPRESS COMPANY	Closed with monetary relief	Yes	No
Dec 21, 2011	92705	Late fee	AMERICAN EXPRESS COMPANY	Closed without relief	Yes	No
Jul 13, 2015	92705	Advertising and marketing	AMERICAN EXPRESS COMPANY	Closed with non-monetary relief	Yes	No
Jun 2, 2014	92705	Other	BARCLAYS BANK DELAWARE	Closed with non-monetary relief	Yes	No
Dec 19, 2011	92705	Late fee	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with relief	Yes	No
May 1, 2014	92705	Other	DISCOVER BANK	Closed with explanation	Yes	No

Local financial institutions in or near 92705

Banks in or near 92705 (Santa Ana, CA)

Local banks offering credit and financial products to residents of the community.

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ATMs in or near 92705 (Santa Ana, CA)

Local Automated Teller Machines (ATMs) for use by residents of the community.

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Credit Unions in or near 92705 (Santa Ana, CA)

Local credit unions offering financial products to residents of the community.

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Household Income Statistics in 92705

Income: 92705 vs. California

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Income Breakdown in 92705

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Income: 92705 vs. Nation

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Additional information about California

About 92705

92705 is associated with the city of Santa Ana, which is located in Orange County in the state of California. ^[6]

92705 Credit Cards

For more information about 92705 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau