Comprehensive Local Credit Card Guide

Credit Cards in 92705 (Santa Ana, CA)

Credit Card Debt in 92705

^ Average credit card debt in 92705 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 92705

^ Based on overall California data, the credit card delinquency rate in Santa Ana is approximately 0.5%. ^[2]

Credit Scores in 92705

^ The average credit score in Santa Ana is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 92705

Credit Card Debt in 92705

92705 Credit Card Debt
- The estimated average credit card debt for 92705 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 92705

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92705 Credit Scores

Credit Scores in 92705
- Residents of 92705 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 92705 (Santa Ana, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 92705 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 92705 ^[4]
- 92705 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 92705 (Santa Ana, CA)

Recent credit card complaints originating from consumers in 92705, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 92705

Complaint Issue	Number of Complaints*
Incorrect information on your report	171
Improper use of your report	77
Problem with a credit reporting company's investigation	64
Problem with a company's investigation into an existing problem	28
Written notification about debt	21
Other	105

* Total 2021 - 2024 (current)

Additional information about California

About 92705

92705 is associated with the city of Santa Ana, which is located in Orange County in the state of California. ^[6]

92705 Credit Cards

For more information about 92705 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 92705

6. ^ United States Census Bureau