Comprehensive Local Credit Card Guide

Credit Cards in 94561 (Oakley, CA)

Credit Card Debt in 94561

^ Average credit card debt in 94561 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 94561

^ Based on overall California data, the credit card delinquency rate in Oakley is approximately 0.5%. ^[2]

Credit Scores in 94561

^ The average credit score in Oakley is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 94561

Credit Card Debt in 94561

94561 Credit Card Debt
- The estimated average credit card debt for 94561 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 94561

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94561 Credit Scores

Credit Scores in 94561
- Residents of 94561 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 94561 (Oakley, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 94561 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 94561 ^[4]
- 94561 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 94561 (Oakley, CA)

Recent credit card complaints originating from consumers in 94561, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 94561

Complaint Issue	Number of Complaints*
Incorrect information on your report	243
Improper use of your report	125
Problem with a credit reporting company's investigation	56
Problem with a company's investigation into an existing problem	34
Attempts to collect debt not owed	18
Other	82

* Total 2021 - 2024 (current)

Additional information about California

About 94561

94561 is associated with the city of Oakley, which is located in Contra Costa County in the state of California. ^[6]

94561 Credit Cards

For more information about 94561 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 94561

6. ^ United States Census Bureau