Credit Card & Personal Finance Statistics in 94618
Credit Card Debt in 94618
- 94618 Credit Card Debt
-
- The estimated average credit card debt for 94618 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 94618
94618 Credit Scores
- Credit Scores in 94618
-
- Residents of 94618 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 94618 (Oakland, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 94618 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 94618 [4]
-
- 94618 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 94618 (Oakland, CA)
Recent credit card complaints originating from consumers in 94618, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 94618
| Complaint Issue |
Number of Complaints* |
| Managing an account |
4 |
| Fraud or scam |
3 |
| Problem getting a card or closing an account |
2 |
| Applying for a mortgage or refinancing an existing mortgage |
1 |
| Attempts to collect debt not owed |
1 |
| Other |
7 |
* Total 2021 - 2024 (current)
Additional information about California
About 94618
94618 is associated with the city of Oakland, which is located in Alameda County in the state of California. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ California State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
