Credit Card & Personal Finance Statistics in 95070
Credit Card Debt in 95070
- 95070 Credit Card Debt
-
- The estimated average credit card debt for 95070 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 95070
95070 Credit Scores
- Credit Scores in 95070
-
- Residents of 95070 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 95070 (Saratoga, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 95070 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 95070 [4]
-
- 95070 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 95070 (Saratoga, CA)
Recent credit card complaints originating from consumers in 95070, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 95070
| Complaint Issue |
Number of Complaints* |
| Managing an account |
14 |
| Improper use of your report |
10 |
| Incorrect information on your report |
10 |
| Attempts to collect debt not owed |
6 |
| Other transaction problem |
6 |
| Other |
68 |
* Total 2021 - 2024 (current)
Additional information about California
About 95070
95070 is associated with the city of Saratoga, which is located in Santa Clara County in the state of California. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
