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Comprehensive Local Credit Card Guide

Lafayette Credit Cards

Credit Card Debt in Lafayette

^ Average credit card debt in Lafayette is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Lafayette

^ Based on overall CA data, the credit card delinquency rate in Lafayette is approximately 0.5%. [2]

Credit Scores in Lafayette

^ The average credit score in Lafayette is approximately 701, based on collective California data. [3]

CA Credit Cards

Lafayette, CA Credit Card & Personal Finance Statistics

Lafayette Credit Card Debt


  • Credit Card Debt in Lafayette
    • The estimated average credit card debt for Lafayette residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Lafayette Credit Card Calculator


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Lafayette Credit Scores


  • Credit Scores in Lafayette
    • Residents of Lafayette, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Lafayette, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Lafayette cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lafayette [4]
    • Lafayette (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Lafayette

Lafayette is a city located in Contra Costa County in the state of California, and has a population of approximately 23,893. [6]

CA Credit Cards

Lafayette Credit Cards

For more information about Lafayette credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau