Credit Card & Personal Finance Statistics in 95209
Credit Card Debt in 95209
- 95209 Credit Card Debt
-
- The estimated average credit card debt for 95209 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 95209
95209 Credit Scores
- Credit Scores in 95209
-
- Residents of 95209 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 95209 (Stockton, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 95209 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 95209 [4]
-
- 95209 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 95209 (Stockton, CA)
Recent credit card complaints originating from consumers in 95209, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 95209
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
186 |
| Problem with a credit reporting company's investigation |
111 |
| Improper use of your report |
73 |
| Attempts to collect debt not owed |
51 |
| Problem with a company's investigation into an existing problem |
16 |
| Other |
82 |
* Total 2021 - 2024 (current)
Additional information about California
About 95209
95209 is associated with the city of Stockton, which is located in San Joaquin County in the state of California. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
