Credit Card & Personal Finance Statistics in 95322
Credit Card Debt in 95322
- 95322 Credit Card Debt
-
- The estimated average credit card debt for 95322 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 95322
95322 Credit Scores
- Credit Scores in 95322
-
- Residents of 95322 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 95322 (Gustine, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 95322 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 95322 [4]
-
- 95322 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 95322 (Gustine, CA)
Recent credit card complaints originating from consumers in 95322, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 95322
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
4 |
| Unexpected or other fees |
3 |
| Trouble during payment process |
2 |
| Problem when making payments |
1 |
| Problem with a purchase or transfer |
1 |
| Other |
1 |
* Total 2021 - 2024 (current)
Additional information about California
About 95322
95322 is associated with the city of Gustine, which is located in Merced County in the state of California. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
