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Comprehensive Local Credit Card Guide

Sacramento Credit Cards

Credit Card Debt in Sacramento

^ Average credit card debt in Sacramento is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Sacramento

^ Based on overall CA data, the credit card delinquency rate in Sacramento is approximately 0.5%. [2]

Credit Scores in Sacramento

^ The average credit score in Sacramento is approximately 701, based on collective California data. [3]

CA Credit Cards

Sacramento, CA Credit Card & Personal Finance Statistics

Sacramento Credit Card Debt


  • Credit Card Debt in Sacramento
    • The estimated average credit card debt for Sacramento residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Sacramento Credit Card Calculator


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Sacramento Credit Scores


  • Credit Scores in Sacramento
    • Residents of Sacramento, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Sacramento, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Sacramento cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Sacramento [4]
    • Sacramento (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Sacramento

Sacramento is a city located in Sacramento County in the state of California, and has a population of approximately 466,488. [6]

CA Credit Cards

Sacramento Credit Cards

For more information about Sacramento credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau