Comprehensive Local Credit Card Guide

Credit Cards in 32641 (Gainesville, FL)

Credit Card Debt in 32641

^ Average credit card debt in 32641 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 32641

^ Based on overall Florida data, the credit card delinquency rate in Gainesville is approximately 0.68%. ^[2]

Credit Scores in 32641

^ The average credit score in Gainesville is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 32641

Credit Card Debt in 32641

32641 Credit Card Debt
- The estimated average credit card debt for 32641 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 32641

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32641 Credit Scores

Credit Scores in 32641
- Residents of 32641 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 32641 (Gainesville, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 32641 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 32641 ^[4]
- 32641 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 32641 (Gainesville, FL)

Recent credit card complaints originating from consumers in 32641, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 32641

Complaint Issue	Number of Complaints*
Incorrect information on your report	68
Improper use of your report	36
Problem with a company's investigation into an existing problem	15
Problem with a credit reporting company's investigation	12
Attempts to collect debt not owed	10
Other	14

* Total 2021 - 2024 (current)

Additional information about Florida

About 32641

32641 is associated with the city of Gainesville, which is located in Alachua County in the state of Florida. ^[6]

32641 Credit Cards

For more information about 32641 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 32641

6. ^ United States Census Bureau