Comprehensive Local Credit Card Guide

Credit Cards in 33154 (Miami Beach, FL)

Credit Card Debt in 33154

^ Average credit card debt in 33154 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 33154

^ Based on overall Florida data, the credit card delinquency rate in Miami Beach is approximately 0.68%. ^[2]

Credit Scores in 33154

^ The average credit score in Miami Beach is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 33154

Credit Card Debt in 33154

33154 Credit Card Debt
- The estimated average credit card debt for 33154 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 33154

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33154 Credit Scores

Credit Scores in 33154
- Residents of 33154 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 33154 (Miami Beach, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 33154 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 33154 ^[4]
- 33154 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 33154 (Miami Beach, FL)

Recent credit card complaints originating from consumers in 33154, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 33154

Complaint Issue	Number of Complaints*
Incorrect information on your report	119
Improper use of your report	33
Problem with a company's investigation into an existing problem	9
Problem with a credit reporting company's investigation	9
Advertising and marketing, including promotional offers	7
Other	25

* Total 2021 - 2024 (current)

Additional information about Florida

About 33154

33154 is associated with the city of Miami Beach, which is located in Miami-Dade County in the state of Florida. ^[6]

33154 Credit Cards

For more information about 33154 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 33154

6. ^ United States Census Bureau