Comprehensive Local Credit Card Guide

Credit Cards in 46055 (Mccordsville, IN)

Credit Card Debt in 46055

^ Average credit card debt in 46055 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 46055

^ Based on overall Indiana data, the credit card delinquency rate in Mccordsville is approximately 0.66%. ^[2]

Credit Scores in 46055

^ The average credit score in Mccordsville is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 46055

Credit Card Debt in 46055

46055 Credit Card Debt
- The estimated average credit card debt for 46055 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 46055

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46055 Credit Scores

Credit Scores in 46055
- Residents of 46055 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 46055 (Mccordsville, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 46055 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 46055 ^[4]
- 46055 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 46055 (Mccordsville, IN)

Recent credit card complaints originating from consumers in 46055, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 46055

Complaint Issue	Number of Complaints*
Improper use of your report	104
Problem with a company's investigation into an existing problem	83
Incorrect information on your report	73
Struggling to repay your loan	3
Trouble during payment process	3
Other	11

* Total 2021 - 2024 (current)

Additional information about Indiana

About 46055

46055 is associated with the city of Mccordsville, which is located in Hancock County in the state of Indiana. ^[6]

46055 Credit Cards

For more information about 46055 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46055

6. ^ United States Census Bureau