Comprehensive Local Credit Card Guide

Credit Cards in 46303 (Cedar Lake, IN)

Credit Card Debt in 46303

^ Average credit card debt in 46303 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 46303

^ Based on overall Indiana data, the credit card delinquency rate in Cedar Lake is approximately 0.66%. ^[2]

Credit Scores in 46303

^ The average credit score in Cedar Lake is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 46303

Credit Card Debt in 46303

46303 Credit Card Debt
- The estimated average credit card debt for 46303 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 46303

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46303 Credit Scores

Credit Scores in 46303
- Residents of 46303 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 46303 (Cedar Lake, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 46303 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 46303 ^[4]
- 46303 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 46303 (Cedar Lake, IN)

Recent credit card complaints originating from consumers in 46303, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 46303

Complaint Issue	Number of Complaints*
Incorrect information on your report	9
Improper use of your report	5
Problem with a company's investigation into an existing problem	3
Written notification about debt	2
Credit monitoring or identity theft protection services	1
Other	2

* Total 2021 - 2024 (current)

Additional information about Indiana

About 46303

46303 is associated with the city of Cedar Lake, which is located in Lake County in the state of Indiana. ^[6]

46303 Credit Cards

For more information about 46303 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau