Credit Card & Personal Finance Statistics in 46540
Credit Card Debt in 46540
- 46540 Credit Card Debt
-
- The estimated average credit card debt for 46540 residents is $4,577. [1]
- Average credit card debt amount in Indiana (all cities) is
8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 46540
46540 Credit Scores
- Credit Scores in 46540
-
- Residents of 46540 (IN) have an estimated average credit score of 697. [3]
- The average credit score in Indiana (all cities) is
0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]
More 46540 (Middlebury, IN) Credit Stats
- Credit card delinquency rates in Indiana [2]
-
- Indiana residents (all cities) rank 12th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 46540 who are more than 90 days late on payments
-
- Indiana Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 46540 [4]
-
- 46540 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 46540 (Middlebury, IN)
Recent credit card complaints originating from consumers in 46540, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 46540
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
7 |
| Improper use of your report |
4 |
| Loan payment wasn't credited to your account |
1 |
| Managing the loan or lease |
1 |
| Problem with customer service |
1 |
| Other |
1 |
* Total 2021 - 2024 (current)
Additional information about Indiana
About 46540
46540 is associated with the city of Middlebury, which is located in Elkhart County in the state of Indiana. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Indiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
