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Comprehensive Local Credit Card Guide

Credit Cards in 46637 (South Bend, IN)

Credit Card Debt in 46637

^ Average credit card debt in 46637 is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in 46637

^ Based on overall Indiana data, the credit card delinquency rate in South Bend is approximately 0.66%. [2]

Credit Scores in 46637

^ The average credit score in South Bend is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Credit Card & Personal Finance Statistics in 46637

Credit Card Debt in 46637


  • 46637 Credit Card Debt
    • The estimated average credit card debt for 46637 residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 46637


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46637 Credit Scores


  • Credit Scores in 46637
    • Residents of 46637 (IN) have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More 46637 (South Bend, IN) Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 46637 who are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 46637 [4]
    • 46637 (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 46637 (South Bend, IN)

Recent credit card complaints originating from consumers in 46637, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 46637

Complaint Issue Number of Complaints*
Incorrect information on your report 49
Improper use of your report 15
Attempts to collect debt not owed 2
Problem with a credit reporting company's investigation 2
Managing an account 1
Other 3
* Total 2021 - 2024 (current)

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Additional information about Indiana

About 46637

46637 is associated with the city of South Bend, which is located in St. Joseph County in the state of Indiana. [6]

IN Credit Cards

46637 Credit Cards

For more information about 46637 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Indiana


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Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46637

6. ^ United States Census Bureau