Comprehensive Local Credit Card Guide

Credit Cards in 46738 (Garrett, IN)

Credit Card Debt in 46738

^ Average credit card debt in 46738 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 46738

^ Based on overall Indiana data, the credit card delinquency rate in Garrett is approximately 0.66%. ^[2]

Credit Scores in 46738

^ The average credit score in Garrett is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 46738

Credit Card Debt in 46738

46738 Credit Card Debt
- The estimated average credit card debt for 46738 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 46738

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46738 Credit Scores

Credit Scores in 46738
- Residents of 46738 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 46738 (Garrett, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 46738 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 46738 ^[4]
- 46738 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 46738 (Garrett, IN)

Recent credit card complaints originating from consumers in 46738, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 46738

Complaint Issue	Number of Complaints*
Incorrect information on your report	3
Struggling to repay your loan	1

* Total 2021 - 2024 (current)

Additional information about Indiana

About 46738

46738 is associated with the city of Garrett, which is located in DeKalb County in the state of Indiana. ^[6]

46738 Credit Cards

For more information about 46738 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46738

6. ^ United States Census Bureau