Comprehensive Local Credit Card Guide

Credit Cards in 46805 (Fort Wayne, IN)

Credit Card Debt in 46805

^ Average credit card debt in 46805 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 46805

^ Based on overall Indiana data, the credit card delinquency rate in Fort Wayne is approximately 0.66%. ^[2]

Credit Scores in 46805

^ The average credit score in Fort Wayne is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 46805

Credit Card Debt in 46805

46805 Credit Card Debt
- The estimated average credit card debt for 46805 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 46805

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46805 Credit Scores

Credit Scores in 46805
- Residents of 46805 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 46805 (Fort Wayne, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 46805 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 46805 ^[4]
- 46805 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 46805 (Fort Wayne, IN)

Recent credit card complaints originating from consumers in 46805, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 46805

Complaint Issue	Number of Complaints*
Improper use of your report	102
Incorrect information on your report	43
Problem with a credit reporting company's investigation	37
Managing an account	5
Attempts to collect debt not owed	3
Other	20

* Total 2021 - 2024 (current)

Additional information about Indiana

About 46805

46805 is associated with the city of Fort Wayne, which is located in Allen County in the state of Indiana. ^[6]

46805 Credit Cards

For more information about 46805 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46805

6. ^ United States Census Bureau