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Comprehensive Local Credit Card Guide

Credit Cards in 46815 (Fort Wayne, IN)

Credit Card Debt in 46815

^ Average credit card debt in 46815 is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in 46815

^ Based on overall Indiana data, the credit card delinquency rate in Fort Wayne is approximately 0.66%. [2]

Credit Scores in 46815

^ The average credit score in Fort Wayne is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Credit Card & Personal Finance Statistics in 46815

Credit Card Debt in 46815


  • 46815 Credit Card Debt
    • The estimated average credit card debt for 46815 residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 46815


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46815 Credit Scores


  • Credit Scores in 46815
    • Residents of 46815 (IN) have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More 46815 (Fort Wayne, IN) Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 46815 who are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 46815 [4]
    • 46815 (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 46815 (Fort Wayne, IN)

Recent credit card complaints originating from consumers in 46815, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 46815

Complaint Issue Number of Complaints*
Incorrect information on your report 90
Improper use of your report 39
Attempts to collect debt not owed 21
Problem with a credit reporting company's investigation 21
Dealing with your lender or servicer 5
Other 50
* Total 2021 - 2024 (current)

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Additional information about Indiana

About 46815

46815 is associated with the city of Fort Wayne, which is located in Allen County in the state of Indiana. [6]

IN Credit Cards

46815 Credit Cards

For more information about 46815 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Indiana


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Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46815

6. ^ United States Census Bureau