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Comprehensive Local Credit Card Guide

Credit Cards in 46816 (Fort Wayne, IN)

Credit Card Debt in 46816

^ Average credit card debt in 46816 is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in 46816

^ Based on overall Indiana data, the credit card delinquency rate in Fort Wayne is approximately 0.66%. [2]

Credit Scores in 46816

^ The average credit score in Fort Wayne is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Credit Card & Personal Finance Statistics in 46816

Credit Card Debt in 46816


  • 46816 Credit Card Debt
    • The estimated average credit card debt for 46816 residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 46816


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46816 Credit Scores


  • Credit Scores in 46816
    • Residents of 46816 (IN) have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More 46816 (Fort Wayne, IN) Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 46816 who are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 46816 [4]
    • 46816 (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 46816 (Fort Wayne, IN)

Recent credit card complaints originating from consumers in 46816, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 46816

Complaint Issue Number of Complaints*
Incorrect information on your report 32
Improper use of your report 8
Opening an account 2
Confusing or misleading advertising or marketing 1
Fees or interest 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Indiana

About 46816

46816 is associated with the city of Fort Wayne, which is located in Allen County in the state of Indiana. [6]

IN Credit Cards

46816 Credit Cards

For more information about 46816 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Indiana


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Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46816

6. ^ United States Census Bureau