Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 47102 (Austin, IN)

Credit Card Debt in 47102

^ Average credit card debt in 47102 is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in 47102

^ Based on overall Indiana data, the credit card delinquency rate in Austin is approximately 0.66%. [2]

Credit Scores in 47102

^ The average credit score in Austin is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Credit Card & Personal Finance Statistics in 47102

Credit Card Debt in 47102


  • 47102 Credit Card Debt
    • The estimated average credit card debt for 47102 residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 47102


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


47102 Credit Scores


  • Credit Scores in 47102
    • Residents of 47102 (IN) have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More 47102 (Austin, IN) Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 47102 who are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 47102 [4]
    • 47102 (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 47102 (Austin, IN)

Recent credit card complaints originating from consumers in 47102, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 47102

Complaint Issue Number of Complaints*
Incorrect information on your report 3
Managing an account 3
False statements or representation 1
Problem with a credit reporting company's investigation 1
Problem with a purchase shown on your statement 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Indiana

About 47102

47102 is associated with the city of Austin, which is located in Scott County in the state of Indiana. [6]

IN Credit Cards

47102 Credit Cards

For more information about 47102 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Indiana


Go

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 47102

6. ^ United States Census Bureau