Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 47135 (Laconia, IN)

Credit Card Debt in 47135

^ Average credit card debt in 47135 is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in 47135

^ Based on overall Indiana data, the credit card delinquency rate in Laconia is approximately 0.66%. [2]

Credit Scores in 47135

^ The average credit score in Laconia is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Credit Card & Personal Finance Statistics in 47135

Credit Card Debt in 47135


  • 47135 Credit Card Debt
    • The estimated average credit card debt for 47135 residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 47135


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


47135 Credit Scores


  • Credit Scores in 47135
    • Residents of 47135 (IN) have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More 47135 (Laconia, IN) Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 47135 who are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 47135 [4]
    • 47135 (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 47135 (Laconia, IN)

Recent credit card complaints originating from consumers in 47135, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 47135

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Indiana

About 47135

47135 is associated with the city of Laconia, which is located in Harrison County in the state of Indiana. [6]

IN Credit Cards

47135 Credit Cards

For more information about 47135 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Indiana


Go

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 47135

6. ^ United States Census Bureau