Credit Card & Personal Finance Statistics in 47302
Credit Card Debt in 47302
- 47302 Credit Card Debt
-
- The estimated average credit card debt for 47302 residents is $4,577. [1]
- Average credit card debt amount in Indiana (all cities) is
8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 47302
47302 Credit Scores
- Credit Scores in 47302
-
- Residents of 47302 (IN) have an estimated average credit score of 697. [3]
- The average credit score in Indiana (all cities) is
0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]
More 47302 (Muncie, IN) Credit Stats
- Credit card delinquency rates in Indiana [2]
-
- Indiana residents (all cities) rank 12th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 47302 who are more than 90 days late on payments
-
- Indiana Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 47302 [4]
-
- 47302 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 47302 (Muncie, IN)
Recent credit card complaints originating from consumers in 47302, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 47302
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
19 |
| Incorrect information on your report |
17 |
| Fraud or scam |
3 |
| Managing an account |
2 |
| Managing the loan or lease |
2 |
| Other |
16 |
* Total 2021 - 2024 (current)
Additional information about Indiana
About 47302
47302 is associated with the city of Muncie, which is located in Delaware County in the state of Indiana. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Indiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
