Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 47446 (Mitchell, IN)

Credit Card Debt in 47446

^ Average credit card debt in 47446 is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in 47446

^ Based on overall Indiana data, the credit card delinquency rate in Mitchell is approximately 0.66%. [2]

Credit Scores in 47446

^ The average credit score in Mitchell is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Credit Card & Personal Finance Statistics in 47446

Credit Card Debt in 47446


  • 47446 Credit Card Debt
    • The estimated average credit card debt for 47446 residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 47446


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


47446 Credit Scores


  • Credit Scores in 47446
    • Residents of 47446 (IN) have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More 47446 (Mitchell, IN) Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 47446 who are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 47446 [4]
    • 47446 (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 47446 (Mitchell, IN)

Recent credit card complaints originating from consumers in 47446, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 47446

Complaint Issue Number of Complaints*
Improper use of your report 2
Incorrect information on your report 1
Problem with a purchase or transfer 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Indiana

About 47446

47446 is associated with the city of Mitchell, which is located in Lawrence County in the state of Indiana. [6]

IN Credit Cards

47446 Credit Cards

For more information about 47446 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Indiana


Go

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 47446

6. ^ United States Census Bureau