Comprehensive Local Credit Card Guide

Credit Cards in 47902 (Lafayette, IN)

Credit Card Debt in 47902

^ Average credit card debt in 47902 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 47902

^ Based on overall Indiana data, the credit card delinquency rate in Lafayette is approximately 0.66%. ^[2]

Credit Scores in 47902

^ The average credit score in Lafayette is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 47902

Credit Card Debt in 47902

47902 Credit Card Debt
- The estimated average credit card debt for 47902 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 47902

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47902 Credit Scores

Credit Scores in 47902
- Residents of 47902 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 47902 (Lafayette, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 47902 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 47902 ^[4]
- 47902 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 47902 (Lafayette, IN)

Recent credit card complaints originating from consumers in 47902, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 47902

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	4
Managing the loan or lease	1

* Total 2021 - 2024 (current)

Additional information about Indiana

About 47902

47902 is associated with the city of Lafayette, which is located in Tippecanoe County in the state of Indiana. ^[6]

47902 Credit Cards

For more information about 47902 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 47902

6. ^ United States Census Bureau