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Comprehensive Local Credit Card Guide

Credit Cards in 47909 (Lafayette, IN)

Credit Card Debt in 47909

^ Average credit card debt in 47909 is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in 47909

^ Based on overall Indiana data, the credit card delinquency rate in Lafayette is approximately 0.66%. [2]

Credit Scores in 47909

^ The average credit score in Lafayette is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Credit Card & Personal Finance Statistics in 47909

Credit Card Debt in 47909


  • 47909 Credit Card Debt
    • The estimated average credit card debt for 47909 residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 47909


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47909 Credit Scores


  • Credit Scores in 47909
    • Residents of 47909 (IN) have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More 47909 (Lafayette, IN) Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 47909 who are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 47909 [4]
    • 47909 (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 47909 (Lafayette, IN)

Recent credit card complaints originating from consumers in 47909, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 47909

Complaint Issue Number of Complaints*
Incorrect information on your report 98
Improper use of your report 79
Problem with a credit reporting company's investigation 26
Problem with a company's investigation into an existing problem 11
Attempts to collect debt not owed 10
Other 65
* Total 2021 - 2024 (current)

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Additional information about Indiana

About 47909

47909 is associated with the city of Lafayette, which is located in Tippecanoe County in the state of Indiana. [6]

IN Credit Cards

47909 Credit Cards

For more information about 47909 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Indiana


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Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 47909

6. ^ United States Census Bureau