Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Spencer Credit Cards

Credit Card Debt in Spencer

^ Average credit card debt in Spencer is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in Spencer

^ Based on overall IN data, the credit card delinquency rate in Spencer is approximately 0.66%. [2]

Credit Scores in Spencer

^ The average credit score in Spencer is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Spencer, IN Credit Card & Personal Finance Statistics

Spencer Credit Card Debt


  • Credit Card Debt in Spencer
    • The estimated average credit card debt for Spencer residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Spencer Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Spencer Credit Scores


  • Credit Scores in Spencer
    • Residents of Spencer, IN have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More Spencer, IN Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Spencer cardholders that are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Spencer [4]
    • Spencer (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Indiana

About Spencer

Spencer is a town located in Owen County in the state of Indiana, and has a population of approximately 2,217. [6]

IN Credit Cards

Spencer Credit Cards

For more information about Spencer credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in IN

ZIP Codes in Indiana


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau